Standalone own-damage car insurance covers damages to your own car due to accidents, natural disasters, theft, or vandalism. It provides financial protection and ensures your vehicle is repaired or replaced without affecting your savings.
Comprehensive motor insurance provides extensive coverage, including third-party liability and own-damage. It covers accidents, natural disasters, theft, and vandalism, and offers additional benefits like personal accident cover and add-ons like zero depreciation.
Two-wheeler insurance is specifically designed for motorcycles and scooters. It offers similar coverage options as car insurance, including third-party liability, own-damage, and comprehensive coverage. Premiums are generally lower due to the lower value of two-wheelers.
You can reduce your motor insurance premium by maintaining a good driving record, opting for higher voluntary deductibles, installing anti-theft devices, availing no-claim bonuses, and comparing policies from different insurers to get the best rates.
Yes, you can insure your vehicle for its current market value, known as the Insured Declared Value (IDV). IDV is the maximum amount you will receive in case of total loss or theft of the vehicle. It is determined based on the vehicle's age and depreciation.
ApniPolicy offers customized motor insurance solutions for cars, bikes, and commercial vehicles, ensuring reliable protection. We simplify the insurance process with expert guidance and a commitment to customer satisfaction. Trust ApniPolicy to safeguard your vehicle with confidence and ease, supported by our dedication to quality service.
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